The Layoff Club offers real advice and guidance for people facing layoffs, job loss, or unemployment. If you're caught between "we're restructuring" and "we'll be in touch," we're here to help.
Your steady paycheck just became a fond memory, but your bills didn't get the memo. Figure out which expenses keep the lights on and which ones can fuck right off. Create a survival budget that actually works.
Getting laid off messes with your head just as much as your bank account. The emotional crisis is a normal response to having your world blown up. Here's how to keep your sanity while you figure out what's next.
Your health insurance just dumped you right when you can least afford to get sick. COBRA can cost $700+ per month, but you've got cheaper options if you know where to look. Don't panic pay before exploring your options.
The government wants to give you money, but first you have to prove you deserve it through their digital nightmare of a website. Here's how to survive the bureaucratic gauntlet without losing your damn mind.
They tell you this is a 'standard package' while they slide papers across the table, but it's possible to negotiate if you understand what they actually care about. That 'standard' package has built-in wiggle room.
You should be "leveraging your network," but reaching out to anyone makes you want to hide in a blanket fort. Reframe the conversation. You're not begging for help, you're gathering market intelligence.
Age discrimination is real, but there are tactics that help when you understand how to play the game. Your experience is an asset, not a liability - you just need to position it correctly and know which employers value it.
Your old 401k might look like an emergency fund, but crack it open too early and you could find yourself gifting 40% of it to the IRS. You've got four options, and three of them won't completely screw you.
Should you update you LinkedIn immediately or job hunt while everyone thinks you're still employed? That could depend on your industry, seniority, and whether you want recruiters to find you or leave you alone.
